Apple Pay uses the same technology that enables tap on credit and debit cards. While the process is similar, paying with Apple Pay does offer these additional benefits: You can use Apple Pay anywhere you can tap a debit or credit card, so you'll no longer need to bring your wallet with you everywhere you go.No terminal needed. Tap to Pay on iPhone lets you accept contactless payments, right on iPhone — without any extra terminals or hardware. Accept payments from contactless credit or debit cards, Apple Pay, Apple Watch, and smartphones with other digital wallets. All you need is a supported app from the App Store.With your Apple Cash, Apple Card, and other credit and debit cards stored in the Wallet app on iPhone, you can use Apple Pay for secure, contactless payments in stores, restaurants, and more.

Is Apple Pay just NFC : When you use Apple Pay in stores that accept contactless payments, Apple Pay uses Near Field Communication (NFC) technology between your device and the payment terminal. NFC is an industry-standard, contactless technology that's designed to work only across short distances.

Is Apple Pay safer than contactless

Apple Pay is safer than using a physical credit, debit or pre-paid card. Face ID, Touch ID or your passcode are required for purchases on your iPhone, Apple Watch, Mac or iPad. Your card number and identity aren't shared with merchants, and your actual card numbers aren't stored on your device or on Apple servers.

What is the disadvantage of Apple Pay : Is there a downside to Apple Pay Of course, no system is perfect. Apple Pay is limited in some ways, including whether or not a merchant supports contactless payments or if they have added Apple Pay to their iOS app or website. Also, you'll need to use your physical payment card if your iPhone battery is dead.

Pay with your iPhone

If your iPhone has Face ID, double-click the side button. If prompted, authenticate with Face ID or enter your passcode to open Apple Wallet. If your iPhone has Touch ID, double-click the Home button.

Pay with your default card on an iPhone with Face ID

1. Double-click the side button.
2. When your default card appears, glance at iPhone to authenticate with Face ID, or enter your passcode.
3. Hold the top of your iPhone near the card reader until you see Done or a checkmark on the screen.

Can you use Apple Pay in Europe

Going Digital. Increasingly, merchants throughout Europe accept Apple Pay and other digital "contactless" payment systems. Apple Pay is accepted in over 80 countries as of March 2024. 1 Paying with a tap of your phone can alleviate security concerns about having pockets picked and wallets stolen.Cons of Apple Pay

Apple Pay is not accepted at all retailers and not compatible with all banks or card issuers. Backup may be required, just in case. Apple Pay only works if your phone does. You may still need to carry a physical credit card as a backup in case your battery dies or you misplace your phone.Pay with your iPhone

1. To use your default card: If your iPhone has Face ID, double-click the side button.
2. To use a different card, tap your default card to see your other cards. Tap a new card and authenticate.
3. Hold the top of your iPhone near the contactless reader until 'Done' and a tick appear on the display.

Is there a downside to Apple Pay Of course, no system is perfect. Apple Pay is limited in some ways, including whether or not a merchant supports contactless payments or if they have added Apple Pay to their iOS app or website. Also, you'll need to use your physical payment card if your iPhone battery is dead.

Is Apple Pay more secure than tapping card : Apple Pay is safer than using a physical credit, debit, or prepaid card. Face ID, Touch ID, or your passcode is required for purchases on your iPhone, Apple Watch, Mac, or iPad. Your card number and identity aren't shared with merchants, and your actual card numbers aren't stored on your device or on Apple servers.

Is it safer to pay with card or Apple Pay : Apple Pay is designed with your security and privacy in mind, making it a simpler and more secure way to pay than using your physical credit, debit, and prepaid cards. Apple Pay uses security features built-in to the hardware and software of your device to help protect your transactions.

How do I pay with Apple Pay

Pay with your iPhone

1. To use your default card: If your iPhone has Face ID, double-click the side button.
2. To use a different card, tap your default card to see your other cards. Tap a new card and authenticate.
3. Hold the top of your iPhone near the contactless reader until 'Done' and a tick appear on the display.

Have you done a forced restart (not just turning off and on) of each device You can try force restarting both device and if that doesn't work, you'll need to unpair your Apple Watch, restart both devices and then pair them again after they restart.Just make sure that you have added a payment card to your iPhone and Apple Watch and enabled Express Mode. You can add a card to Apple Watch with the Apple Watch app on your iPhone. And always remember to use the same device to tap in and out when paying with Apple Pay.

Does my phone have tap to Pay : Important: You must have a device with Android 7.0 or higher to make tap to pay transactions.